MEDICARE 101 ONLINE WORKSHOPS
Your Step by Step Roadmap to Medicare & Retirement Planning
WHAT YOU'LL LEARN
How Medicare actually works, start to finish. Taught by a licensed advisor, not a call center.
- Master the Medicare Maze: What Parts A, B, C and D each cover, and how they fit together.
- Avoid Late-Enrollment Penalties: The enrollment windows that matter and the deadlines that cost people for life if they're missed.
- Find the Coverage Gaps: What Original Medicare leaves you paying out of pocket — most people don't find out until it's too late.
- Supplement vs. Advantage: An honest comparison of both routes, and how to tell which one fits your doctors, your medications and your budget.
- Stop Overpaying for Prescriptions: How to pick a Part D plan around the drugs you actually take, instead of guessing.

FREE WITH YOUR REGISTRATION
Get "Medicare Explained" free when you register
A short digital guide to how Medicare really works: what each part covers, what Original Medicare leaves you paying for, and the questions worth asking before you pick a plan.
Yours to keep whether or not you watch the whole workshop.
CLICK HERE TO REGISTERMEET YOUR HOST
FRANCO STELLA
Franco has been a licensed insurance advisor since 2007 and has helped hundreds of families make sense of Medicare. He started teaching this workshop after watching too many people get steered into plans by call centers that never asked about their doctors, their prescriptions, or their budget.
He started out in San Diego and worked his way across Southern California, hosting seminars in Temecula, Murrieta, Menifee and the towns around them. Running the workshop online lets him teach and help a lot more people. He holds licenses in 13 states, so you don't have to live nearby to get real answers.
Away from the office, Franco is a husband and a dad to a 9-year-old. The family calls Southern California home.
"You shouldn't have to figure Medicare out alone. I do that work for you, so you avoid costly mistakes from the start."

COMMON QUESTIONS
Short answers to what people ask before they register.
I'm keeping my employer coverage past 65. Do I need to attend this workshop?
I recommend you still attend. We go over whether you can delay Part B without being penalized, plus other important exposures you need to know about before you turn 65 that can cost you thousands if you're not aware of them, even with employer coverage. It's still worth 40 minutes.
Can't I just schedule a call without watching the online workshop?
We can get you scheduled, but we highly recommend watching the workshop first — it covers questions that would otherwise take up your appointment time. Email us at fstella@francostellains.com if you'd like to go straight to scheduling.
How long is the workshop?
About 40 minutes. It's a pre-recorded session, so you can watch on your own time.
I'm over 65, will this webinar be useful?
Yes. Medicare changes every year — plans, premiums and formularies are never the same twice — so even if you're already enrolled, the workshop is a good way to check for coverage gaps, catch penalties you may not know about, and make sure you're not overpaying for prescriptions. It's especially worth it if your health, medications, or budget have changed since you first signed up.
What if I can't attend at the scheduled time?
Register anyway. You will get the free Medicare Explained guide either way, and you can pick a different session time. If none of the available times work for you, email fstella@francostellains.com and we'll get you sorted.
When should I start learning about Medicare?
About 12 months before you turn 65 is a good time to start, giving you enough time to make informed decisions and avoid being penalized. Instead of piecing it together from the mail you get or whoever you happen to talk to, the workshop gives you a real understanding of Medicare's coverage and the options for filling the gaps — straight from one licensed advisor. Once you've gone through it, you'll get the option to schedule a no-cost consultation with Franco to build your personalized timeline and plan based on your unique needs and budget.
HERE'S WHAT PEOPLE ARE SAYING ABOUT FRANCO STELLA
5.0from 18 Google reviews
Franco has been very helpful and thorough. Enjoy working with him for my insurance needs. Highly recommend.
I would like to say I was really struggling finding insurance this year and thought I was going to have to settle for something I didn't want, something that was lacking alot of what I wanted and needed. Until I came across Franco Stella. I had never heard of them but at this point I thought what do I have to lose. I set up a time for an appointment and I can't begin to tell you how happy I am that I did that!! Franco was awesome!! He took charge and told me I have something for you and boy did he. It was better and had and more than I thought I wanted or needed all for less. He also told me "I am your insurance rep" I'm so thankful for that. Now I have someone I can work with year after year that I can trust to get the best for me and he was so easy to work with. Don't hesitate to give him a call!!
Franco was very detailed and explained everything in a manner we could understand. Very professional and attentive. Lo mejor de todo habla español
Franco is very nice and professional. I am happy to have him as my Insurance Agent.
Franco was very accessible, knowledgeable, and extremely helpful and comfortable to work with. He guided me through all my options patiently and made sure I understood them and made good choices. I will recommend him to family and friends with full confidence in their satisfaction with him and the services he provides.
So thrilled to have found Franco Stella to help with my new Insurance election. I had several priority areas I wanted to be sure had optimal coverage. Franco was detailed, listened actively and patiently, and remembered my concerns from conversation to conversation. Franco also had exceptional knowledge for how Medi-Cal will interplay with my new plan. I'm truly grateful to head into the new year with better health coverage, and that would not be possible without Franco Stella. Thank you, Franco!!
After many poor experiences with Health insurance agents, Franco was recommended to us. He was exceptional. We had a problem with Medicare which he doggedly followed until it was resolved. He very promptly returned calls and emails, was user friendly and had a strong knowledge of the health insurance industry and what was right for us. Bottom line, he also saved us almost $150/mo for better coverage than we had before. He is just the best!
Far by the best health insurance agent! I had phone numerous insurance agents had left voice-mail messages and had many not answer prior to reaching out to Franco Stella. He set an appointment with me, same day. During the appointment, Franco took the time to show me health plan options, discussed what was offered, compared various plans. He was so thorough and I appreciated his expertise. Meeting with an agent that checks off boxes, is not Franco Stella. He is a professional that takes the time to understand his client's needs and provides an understanding on anything that's unclear. He is very relatable and does care for his clients. He takes care of clients, glad to have him help my family with our insurance needs.
Mr Franco Stella is very knowledgeable and very helpful and patient and very accommodating to his clients. I accomplished what I needed to be done in one session. Thank very much Mr Franco Stella
Mr. Franco Stella: I wanted to take a moment to express my deepest gratitude for your invaluable assistance in enrolling me with a health plan. Your guidance and patience throughout the process have been truly remarkable, and I cannot thank you enough for going above and beyond to help me navigate the complexities of choosing the right plan for my needs. Thanks to your expertise and dedication, I now have the peace of mind knowing that I have adequate health coverage to protect me and my family in times of need. Your willingness to answer all my questions and address any concerns I had made the entire experience smooth and stress-free. Please know that your efforts have made a significant difference in my life, and I will always be thankful for the support you have provided. Once again, thank you from the bottom of my heart for everything you have done for me. Your kindness will never be forgotten.
